Personal Certificates of Deposit (CD) Rates

Maximize your savings with competitive rates on a variety of CDs suited to your unique financial needs.

Term	Min. Balance to Open and Obtain APY	*You Earn (APY)**
1 Month	$1,000	0.50%
3 Months	$1,000	4.25%
6 Months	$1,000	4.20%
9 Months	$1,000	4.10%
12 Months	$1,000	4.00%
18 Months	$1,000	3.85%
24 Months	$1,000	3.75%
36 Months	$1,000	3.60%
48 Months	$1,000	3.50%
60 Months	$1,000	3.50%

Minimum initial deposit and daily balance of $1,000 required to open and obtain APY.

Features

• A time deposit account with competitive interest rates
• Flexible term options ranging from one month up to five (5) years
• 24/7 Access with Online Banking
• FDIC-Insured up to the applicable insurance limits

*APY refers to Annual Percentage Yield and assumes interest remains on deposit until maturity. APY is accurate as of 12/31/2024. Rates are fixed for the term of the CD. Interest is compounded quarterly and interest may be paid monthly, quarterly, annually or at maturity. The account requires a minimum opening deposit based on term and APY and is listed above. Interest begins to accrue on the business day you make your deposit. CD rates are subject to change at any time and are not guaranteed until CD is opened. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. For further information about terms and conditions, see the Personal Banking Schedule of Fees and Charges and Terms and Conditions of Your Account, call toll-free 1.877.707.1995, or visit a location near you.

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