HOW WE GET INVOLVED

Our Commitment to Community

Giving back is at the core of everything we do. Here’s how we contribute:

  • Our dedicated employees volunteer over 1,000 hours per year with various community organizations in California.
  • In 2024, SBIC invested $5 million in community development programs.
  • In 2024, SBIC donated $58,000 to support non-profits aiding low-income families.
  • Scholarships for low- and medium-income students to achieve their educational goals.
  • Community development loans that help contribute to affordable housing initiatives, community services, and economic development.
RECOGNIZED AGAIN

Another Outstanding CRA Rating!

SBIC Bank has once again earned an Outstanding CRA Rating for 2026.

SBIC is honored to once again receive an 'Outstanding' CRA rating in its latest performance evaluation, reflecting a continued focus on community impact and responsible banking. 

The award reflects our continued commitment to the communities we serve. 

You can view our CRA Public File here.

OUR FOCUS

Key Initiatives and Programs

We focus on initiatives that directly impact lives. Our goal is to strengthen communities through targeted and impactful programs.

Affordable Housing

Affordable Housing

Partnering with organizations to create quality living spaces.

Education Support

Education Support

Offering scholarships and hosting financial literacy programs.

Career Development

Career Development

Training low-income youth through fun and interactive programs.

Community Empowerment

Community Empowerment

Working with organizations to support underrepresented individuals and families.

HOW WE HELP

Recent Activities and Impact

Here’s how we’ve made a difference recently:

  • Partnered with Abode Services to combat homelessness through innovative housing solutions.
  • Supported Volunteer Income Tax Assistance (VITA) in providing free tax filing assistance to low-income individuals. 
  • Volunteered at local schools for mock interviews and helping students plan for college.
  • Invested in economic revitalization boosting local businesses and employment.

We will continue to strive to make a positive impact on our community.

OUR PARTNERS

Organization List

At SBIC Bank, we firmly believe that partnerships are the foundation for stronger communities. Here’s how we partner with key organizations to drive change:

SBIC supports Adobe Services, a leader in developing and implementing innovative programs to combat homelessness. By embracing the Housing First model, Adobe Services prioritizes providing stable housing as the initial step toward addressing homelessness.

  • Why Housing First Works: Unlike traditional approaches, Housing First focuses on immediate housing solutions without preconditions, enabling individuals to achieve stability faster.
  • Impact: Thousands of individuals and families have transitioned from homelessness to permanent housing, improving their quality of life and economic independence.

Learn more about their groundbreaking work at abodeservices.org.

In collaboration with the Asian Pacific Community Fund, SBIC helps economically disadvantaged high school seniors pursue higher education. Through scholarships of up to $1,000, students gain access to opportunities that might otherwise be out of reach.

  • Focus: Supporting first-generation college students from low-income families.
  • Long-Term Impact: By investing in education, we contribute to breaking the cycle of poverty and empowering the next generation of leaders.

Discover more at apcf.org.

BankWork$ equips young adults from low-income communities with the skills and confidence needed to secure careers in banking. This free eight-week program includes:

  • Career Training: Hands-on lessons in customer service, financial transactions, and banking operations.
  • Placement Support: Participants receive assistance with job applications and interviews.
  • Ongoing Coaching: Mentorship to ensure long-term success in the workforce.

Graduates of BankWork$ are better prepared to build meaningful careers. Learn more at careerworks.org.

Affordable housing is crucial for community development, and SBIC partners with Bridge Housing Corporation to fund high-quality residential projects.

  • What They Do: Bridge Housing develops and manages affordable housing communities that integrate on-site programs to enhance residents’ lives.
  • Beyond Housing: These developments include health services, job training, and educational programs for residents.

Learn more about these impactful projects at bridgehousing.com.

SBIC is proud to partner with Building Skills Partnership, an organization dedicated to improving the lives of workers in low-wage industries and their families.

  • Programs Offered:
    • Workforce training and career development.
    • Immigrant integration initiatives.
    • Education programs for families.
  • Annual Reach: BSP serves over 5,500 participants each year.

Learn how BSP is creating pathways to success at buildingskills.org.

Calibrate focuses on empowering descendants of American slavery by providing resources for personal and professional development.

  • Mission: To create spaces where individuals feel valued and prepared to reinvest their talents back into society.
  • Programs: Leadership development, mentorship, and community-building initiatives.

Explore their transformative work at calibrate.earth.

Financial literacy is essential for success, and CCEE ensures that students, teachers, and families across California gain critical economic skills.

  • Programs:
    • Training for K-12 teachers to integrate personal finance into classrooms.
    • Workshops for parents and students on budgeting, saving, and investing.
  • Goal: To help students make informed decisions and thrive in the global economy.

Visit CCEE.org for more information.

Through Community Housing Works, SBIC supports developing and preserving affordable apartment communities in San Diego and beyond.

  • Unique Approach: CHW goes beyond housing by offering tools and programs to improve financial stability, health, and education for residents.
  • Results: Residents experience greater stability, enabling children to succeed in school and families to achieve long-term well-being.

Learn more at chworks.org.

For over a century, Junior Achievement has provided students with tools for financial success. SBIC proudly supports their mission by volunteering at:

  • Finance Park: Teaching students real-world financial management.
  • Classrooms: Lessons on entrepreneurship, career readiness, and economic principles.

More than 100 SBIC employees have contributed their time and expertise to these efforts. Learn more at juniorachievement.org.

The Korean Youth Community Center serves the evolving needs of Korean-American families in Los Angeles, with a focus on socioeconomic empowerment.

  • Services Include:
    • Youth programs for education and leadership.
    • Family counseling and community outreach.
  • Target Audience: Recently immigrated and economically disadvantaged families.

Learn how KYCC creates opportunities for families at kyccla.org.

SBIC partners with NFTE to train young people from low-income communities in business creation.

  • Program Highlights:
    • Business strategy workshops.
    • Community leaders and volunteers judge pitch competitions.
  • Mentorship: Participants receive guidance from SBIC staff to develop their entrepreneurial skills.

Discover how NFTE inspires innovation at nfte.org.

The South Asian Helpline and Referral Agency (Sahara) provides essential services to survivors of abuse.

  • Culturally Specific Programs: Tailored to address the unique challenges faced by South Asian women.
  • Support Includes: Counseling, legal assistance, and pathways to independence.

Learn more about Sahara’s impactful work at saharacares.org.

SBIC collaborates with VITA to offer low- and moderate-income individuals free tax preparation services.

  • Who Benefits: Disabled, elderly, and underserved community members.
  • How It Works: IRS-certified volunteers assist with federal and state tax filings, ensuring everyone can access professional support.

Find a local VITA site at irs.gov.

Since 1998, Wakeland Housing has developed over 7,500 affordable homes across California.

  • Focus: Cost-efficient housing paired with on-site services for residents.
  • Partnership with SBIC: Supports community growth through housing solutions.

Learn more at wakelandhdc.com

The Underlying Impact

Through these partnerships, SBIC demonstrates its unwavering commitment to making a difference.

By supporting housing, education, financial literacy and career development programs, we’re helping to create a brighter future for individuals and families across California.

Together, we’re building stronger communities. Join us in making a difference today.