The SBIC Bank Easy Checking Account is exactly what it sounds like: enjoy low fees, digital convenience, and easy money management. Designed for your everyday banking, it's the stress-free way to stay in control of your finances.
Our Easy Checking Account offers straightforward essentials you need and nothing you don't. No monthly fee when you maintain a $250 minimum daily balance, check writing included, ATM surcharges waived, and full online and mobile banking access. Enjoy stress-free banking designed to fit your lifestyle.
Opening your SBIC Bank Easy Checking Account is quick and easy. Here's how:
Not sure the Easy Checking Account is the right fit? Compare all SBIC Bank personal checking options:
A full-service checking account with unlimited transactions, a debit card, and SendMoneyEZ® remittance built in.
Tailored for customers aged 62 and older with added perks and no monthly fee.
Interested in our business banking options? Compare all SBIC Bank business checking accounts and find the right fit for your business.
Have questions about the Easy Checking Account or ready to get started? Our team is available by phone, online, or at any branch location.
Click to connect with us via live chat, audio, or video through our Virtual Branch.
Click to find a branch location and open your account in person.
Click here to call or send us a message to get started.
The minimum opening deposit is $250.
The $10 monthly maintenance fee is waived if you maintain a $250 minimum daily balance or a $1,500 combined daily balance in consumer deposits.
You can write up to ten (10) checks per month without fees. A $0.15 fee applies for each check over ten.
Up to ten (10) domestic or international out-of-network ATM surcharges are waived per statement cycle. These surcharges are debited at the time of the transaction and credited back on the same business day the transaction posts.
Yes, money transfer to India is included with the Easy Checking Account.
You can apply online through our application portal or visit a nearby SBIC branch. You’ll need a valid ID, Social Security Number, and a minimum opening deposit of $250.
*Monthly maintenance fee waived with $250 minimum daily balance or $1,500 combined daily balance in consumer deposits.
1These ten (10) non-SBIC domestic or international ATM surcharges will be debited from your account at the time of the transaction and credited to your account on the same business day that the transaction is posted to your account
2Fees, charges, limits, and restrictions may apply.
For further information about terms and conditions, see the Terms and Conditions of Your Account and Personal Banking Schedule of Fees, call toll-free 1.877.707.1995 or visit a location near you.
Copyright © State Bank of India, California 2026, All Rights Reserved.
