Our Senior Checking Account makes managing your money easy with digital banking tools and 24/7 support. This checking account is designed for customers 62 and older with no monthly fees, ATM surcharges waived, and real in-person support at every branch location.
Our Senior Checking Account at SBIC Bank offers convenient features and exclusive benefits to make managing your finances effortless. This account provides what matters most to senior customers: easy access to your funds, minimal fees, and digital banking tools, ensuring a seamless banking experience.
Our customers aren't just account holders; they're part of a community. When you have a question, you can speak directly with a real person at a branch location, by phone, or through our Virtual Branch. Our multilingual staff takes the time to understand your needs rather than rushing you through a process. That's the kind of banking that bigger institutions simply don't offer, and it's what our customers keep coming back for.
Opening your SBIC Bank Senior Checking Account is quick and easy. Here's how:
A full-service checking account with unlimited transactions, a debit card, and SendMoneyEZ® remittance built in.
A straightforward, everyday checking account with a low minimum balance and no monthly fee with a $250 daily balance.
Secure storage for important documents and valuables at SBIC Bank branch locations.
Banking should never feel complicated or out of reach. Whether you have a quick question or need hands-on help, SBIC Bank's team is always available, your way.
Click to get in touch through a phone call or a message, and we are here to help!
Prefer to sit down with someone in person? Click here to find a branch; no appointment needed for most services.
Can't make it in? Click to connect with a real SBIC Bank team member via live chat, audio, or video.
The Senior Checking Account is available to individuals aged 62 or older. You will need to provide a valid government-issued ID as proof of age when applying.
The $7 monthly maintenance fee is waived when you maintain a $100 minimum daily balance or a $1,000 combined daily balance across consumer deposit accounts.*
Absolutely! You can manage your Senior Checking Account 24/7 through our secure online and mobile banking platforms. Check balances, transfer funds, pay bills , and more—anytime, anywhere.
Yes, we waive up to ten (10) out-of-network ATM fees per statement cycle, whether the withdrawal is domestic or international. Surcharges are debited at the time of the transaction and credited back on the same business day the transaction posts.¹
We make it easy to send money to India and internationally through our remittance services, allowing you to securely transfer funds to loved ones or manage overseas financial needs.
Opening an account is simple! You can apply online or visit your nearest SBIC branch with a valid ID and proof of age. You’ll need a minimum opening deposit of $100, and once your account is set up, you can start banking right away.
SBIC Bank uses bank-grade encryption and multi-factor authentication to protect your account. Our branch team is available to help you identify suspicious activity and avoid financial scams. If you have concerns about your account security, call us or visit any branch location.
*Monthly maintenance fee waived with $100 minimum daily balance or $1,000 combined daily balance in consumer deposits.
1These ten (10) non-SBIC domestic or ATM surcharges will be debited from your account at the time of the transaction and credited to your account on the same business day that the transaction is posted to your account.
2Fees, charges, limits, and restrictions may apply.
For further information about terms and conditions, see the Personal Banking Schedule of Fees and Charges and Consumer Deposit Account Disclosure, call toll-free 1.877.707.1995, or visit a location near you.
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