Our Student Checking Account makes managing money easy with digital banking tools, no monthly maintenance fees, and the freedom you need to stay focused on your future.
The SBIC Bank Student Checking Account is designed for students who need flexibility, convenience, and a straightforward way to manage their money. Open with just $25: no monthly maintenance fee, no minimum balance requirement, and no unnecessary complexity. Stay focused on your studies while managing your money with confidence.
Opening your SBIC Student Checking Account is quick and easy. Here's how it works:
If you're an Indian national moving to the U.S. for college or on a work visa, SBIC Bank offers pre-arrival checking accounts. Open your Student Account up to 90 days before you arrive through our Global Student account.
Compare all SBIC Bank personal checking accounts, including options for seniors, high-yield earners, and frequent remittance customers.
Send money internationally — no transfer fees, same-day processing, real-time alerts.
Ready to start saving? Explore SBIC Bank's personal savings accounts alongside your checking account.
Got a question about your account or need help getting set up? We know banking isn't always covered in class, but our team is here to make it simple.
Click to chat with us through a phone call or online message.
Click here to find a branch location, no appointment needed for most services.
Prefer to handle it from your phone or laptop? Click here to connect with a member via our Virtual Branch.
The Student Checking Account has no monthly maintenance fees. Up to five out-of-network ATM surcharges are waived per statement cycle. However, a $5 fee applies if you request a paper statement instead of using e-statements.
Yes, your Student Checking Account includes money transfer services to India, Bangladesh, and other countries, making it convenient for students with family or financial needs abroad. Standard fees, charges, and restrictions may apply.
You only need a minimum deposit of $25 to open your Student Checking Account at SBIC Bank. One of the lowest opening deposit requirements of any checking account.
A Student Checking Account is a bank account designed specifically for students aged 18-25. It offers essential features like no minimum balance, no monthly maintenance fees, and convenient access to funds through online and mobile banking.
No. There is no minimum balance requirement. Keep as much or as little as you need in your account.
Yes. SBIC Bank's NRA services allow Indian nationals moving to the U.S. on an F-1 or H-1B visa to open a checking account up to 90 days before arrival. Learn more about our pre-arrival account options.
1These five (5) non-SBIC domestic or international ATM surcharges will be debited from your account at the time of the transaction and credited to your account on the same business day that the transaction is posted to your account
2Fees, charges, limits, and restrictions may apply.
3$5.00 fee issued for each paper statement requested.
For further information about terms and conditions, see the Terms and Conditions of Your Account and Personal Banking Schedule of Fees, call toll-free 1.877.707.1995 or visit a location near you.
Copyright © State Bank of India, California 2026, All Rights Reserved.
