Online Certificate of Deposits (CDs)

Make saving for your financial goals easier with a SBIC Certificate of Deposit. Our competitive rate of return gives you the peace of mind that your money is always hard at work for you.

Make Your Money Work for You

Take advantage of this exclusive offer when you invest in one of SBIC's Promotional Certificate of Deposit products.

Term	*You Earn (APY)**
2 Year	4.00%	Open a 2 Year Promo CD Account
3 Year	3.95%	Open a 3 Year Promo CD Account

Plan for Tomorrow with a SBIC Certificate of Deposit (CD) Account

At State Bank of India (California), we understand the importance of financial stability and growth. Our Certificate of Deposit (CD) accounts are designed to provide you with a reliable way to save. With a variety of terms and competitive interest rates, our CD accounts cater to your unique financial goals, whether you're saving for a short-term objective or planning for long-term growth.

By choosing SBIC, your money not only works hard for you but also benefits from the safety and reliability that comes with a guaranteed return. Experience the peace of mind that comes with knowing your deposits are FDIC insured up to the maximum allowed by law and let us help you build a brighter financial future.

Certificate of Deposit - Features & Benefits:

• Time deposit accounts with competitive interest rates
• Flexible term options ranging from one month up to five (5) years
• 24/7 Access with Online Banking
• $1,000 Required Minimum Initial Deposit and Daily Balance to Obtain APY*
• FDIC-Insured up to the applicable insurance limits

Additional SBIC CD's Available Online:

6-Month CD

Offered at 4.00% APY

Open a 6-Month CD Account

12-Month CD

Offered at 3.29% APY

Open a 12-Month CD Account

Certificates of Deposit with Additional term lengths are available at all SBIC Branches.

Learn More

*APY refers to Annual Percentage Yield and assumes interest remains on deposit until maturity. APY is accurate as of 08/20/24. Rates are fixed for the term of the CD. You must deposit and maintain a daily balance of $1,000 to obtain this APY. Interest is compounded and credited to your account quarterly. Interest begins to accrue no later than the business day we receive the credit. CD rates are subject to change at any time and are not guaranteed until CD is opened. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. For further information about terms and conditions, see the Personal Banking Schedule of Fees and Charges and Terms and Conditions of Your Account, call toll-free 1.877.707.1995, or visit a location near you.

**New Money Only. Required minimum initial deposit and daily balance of $1,000 to open and obtain APY.

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