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For a limited time, SBIC is offering special interest rates on Promotional Certificates of Deposit. Act fast, before they're gone!
| Term | Min. Balance to Open & Obtain APY | Regular Deposits Interest Rate | You Earn (APY*) | Institutional Deposits Interest Rate | APY1 |
|---|---|---|---|---|---|
| 4 month Promo CD | $1,000.00 | 4.329% | 4.40% | 4.329% | 4.40% |
Enjoy up to 10 basis points higher on select CDs - only available online!
| Term | Min. Balance to Open and Obtain APY | Online Only Interest Rate | Online Only APY* |
|---|---|---|---|
| 3 Months | $1,000.00 | 4.281% | 4.35% |
| 6 Months | $1,000.00 | 4.281% | 4.35% |
| 9 Months | $1,000.00 | 4.135% | 4.20% |
| 1 Year | $1,000.00 | 4.038% | 4.10% |
Whether you’re looking for a short-term, high-yield savings option or planning for retirement, our secure accounts provide competitive rates, flexible terms, and FDIC-insured protection*. We also offer special online-only rates on select CDs!
At SBIC, we offer a variety of products depending on your needs:
With competitive rates, guaranteed returns, and flexible terms, our FDIC-insured CDs help you maximize idle funds with confidence. Start earning predictable returns today.
Our IRA CDs offer flexible terms and are a safe way to grow your savings for a comfortable future. Take control of your retirement planning today and start building for tomorrow.
Whether your goal is for short or long-term savings, our CDs offer stability and competitive earnings tailored to your financial goals. Visit us today to get started.
A Certificate of Deposit (CD) is a secure, interest-bearing deposit account that allows you to earn a fixed return over a set term. It’s an excellent choice for savers who want to lock in a guaranteed interest rate without the risks of market fluctuations.
Opening a secure savings account with SBIC is simple:
Real stories from satisfied customers who trust SBI California for their banking needs:
"A very pleasant experience. The staff have been highly courteous and knowledgeable providing prompt service opening my bank accounts!! Highly recommend SBIC banking services."
Real stories from satisfied customers who trust SBI California for their remittance needs:
"Excellent, very helpful, very friendly. Helped me to open a new account. Very pleasant experience.
Real stories from satisfied customers who trust SBI California for their remittance needs:
"SBIC helped me open an account in under 20 minutes. Great staff!"
Real stories from satisfied customers who trust SBI California for their banking needs:
"A very pleasant experience. The staff have been highly courteous and knowledgeable providing prompt service opening my bank accounts!! Highly recommend SBIC banking services."
Real stories from satisfied customers who trust SBI California for their remittance needs:
"Excellent, very helpful, very friendly. Helped me to open a new account. Very pleasant experience.
Real stories from satisfied customers who trust SBI California for their remittance needs:
"SBIC helped me open an account in under 20 minutes. Great staff!"
Withdrawing funds before the maturity date may result in penalties. SBI California ensures transparency in our CD investment terms:
*State Bank of India (California) is a member of the FDIC, which means your deposit accounts are insured up to $250,000 per depositor, per FDIC-insured bank, per ownership category.
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