Fraud Protection

Check Fraud Control*

Positive Pay

• Our Positive Pay platform uses the checks you have released to validate if they are original  
• Receive immediate email alerts for any discrepancies, allowing you to take prompt action
• Choose between clearing or returning questionable checks
• Prevent payment of stale, dated & voided checks

ACH Fraud Control*

ACH Filter

• Identify unauthorized ACH transactions and review them for pay or return based on your pre-established parameters
• Easily revise authorized credits and debits to reflect current and future business needs

ACH Block

• Protect your account by blocking all ACH debits, credits or both from posting to your account

By leveraging SBI California's fraud protection solutions, you can safeguard your business from financial losses and maintain operational continuity.

Frequently Asked Questions (FAQ's)

What is Positive Pay?

Positive Pay is a fraud prevention tool that matches issued check information against presented checks to detect and prevent fraudulent items.

How Does ACH Filter Work?

ACH Filter monitors ACH transactions for unauthorized activity, allowing you to review and decide whether to approve or return them.

Can I Update the Parameters for ACH Filter?

Yes, you can revise and update authorized credits and debits based on your pre-established parameters.

How Will I be Notified of Potential Fraud?

You will receive electronic notifications via email for any discrepancies detected by Positive Pay.

*For more information or to enroll, please visit your nearest branch or call 1-877-707-1995 (toll free).