Welcome to our new domain: sbical.bank. Please update your bookmarks accordingly.
For a limited time, SBIC is offering special interest rates on select Certificates of Deposit. Act fast, before they're gone!
| Term | Min. Balance to Open & Obtain APY | Regular Deposits Interest Rate | You Earn (APY*) |
|---|---|---|---|
| 1 Month | $1,000.00 | 3.93% | 4.00% |
| 2 Months | $1,000.00 | 4.18% | 4.25% |
| 3 Months | $1,000.00 | 4.14% | 4.20% |
Whether you’re looking for a short-term, high-yield savings option or planning for retirement, our secure accounts provide competitive rates, flexible terms, and FDIC-insured protection*. We also offer special online-only rates on select CDs!
At SBIC, we offer a variety of products depending on your needs:
With competitive rates, guaranteed returns, and flexible terms, our FDIC-insured CDs help you maximize idle funds with confidence. Start earning predictable returns today.
Our IRA CDs offer flexible terms and are a safe way to grow your savings for a comfortable future. Take control of your retirement planning today and start building for tomorrow.
Whether your goal is for short or long-term savings, our CDs offer stability and competitive earnings tailored to your financial goals. Visit us today to get started.
A Certificate of Deposit (CD) is a secure, interest-bearing deposit account that allows you to earn a fixed return over a set term. It’s an excellent choice for savers who want to lock in a guaranteed interest rate without the risks of market fluctuations.
Opening a secure savings account with SBIC is simple:
Real stories from satisfied customers who trust SBI California for their banking needs:
"A very pleasant experience. The staff have been highly courteous and knowledgeable providing prompt service opening my bank accounts!! Highly recommend SBIC banking services."
Real stories from satisfied customers who trust SBI California for their remittance needs:
"Excellent, very helpful, very friendly. Helped me to open a new account. Very pleasant experience.
Real stories from satisfied customers who trust SBI California for their remittance needs:
"SBIC helped me open an account in under 20 minutes. Great staff!"
Real stories from satisfied customers who trust SBI California for their banking needs:
"A very pleasant experience. The staff have been highly courteous and knowledgeable providing prompt service opening my bank accounts!! Highly recommend SBIC banking services."
Real stories from satisfied customers who trust SBI California for their remittance needs:
"Excellent, very helpful, very friendly. Helped me to open a new account. Very pleasant experience.
Real stories from satisfied customers who trust SBI California for their remittance needs:
"SBIC helped me open an account in under 20 minutes. Great staff!"
Withdrawing funds before the maturity date may result in penalties. SBI California ensures transparency in our CD investment terms:
State Bank of India (California) is a member of the FDIC, which means your deposit accounts are insured up to $250,000 per depositor, per FDIC-insured bank, per ownership category.
*APY refers to Annual Percentage Yield and assumes interest remains on deposit until maturity. APY is accurate as of 09/24/2025. Rates are fixed for the term of the CD. You must deposit and maintain a daily balance of $1,000 to obtain this APY. Interest is compounded and credited to your account quarterly. Interest begins to accrue no later than the business day we receive the credit. CD rates are subject to change at any time and are not guaranteed until CD is opened. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. For further information about terms and conditions, see the Personal Banking Schedule of Fees and Charges and Terms and Conditions of Your Account, call toll-free 1.877.707.1995, or visit a location near you.
For further information about terms and conditions, see the Personal Banking Schedule of Fees and Charges and Consumer Deposit Account Disclosure, call toll-free 1.877.707.1995, or visit a location near you.
Copyright © State Bank of India, California 2025, All Rights Reserved.
