Individual Retirement Account (IRA)

Individual Retirement Account (IRA) Banner Image

We offer Traditional and Roth IRA CD accounts.

Please visit a branch to open an IRA CD account.

 Term

Required Minimum
Balance to Open

 Interest
Rate

 APY*

 1 Year

 $1,000.00

4.14% 

4.20% 

 2 Years

 $1,000.00

3.70% 

3.75% 

 3 Years

 $1,000.00

3.55% 

3.60% 

 4 Years

 $1,000.00

3.46% 

3.50% 

 5 Years

 $1,000.00

3.46% 

3.50% 

*APY refers to Annual Percentage Yield and assumes interest remains on deposit until maturity. APY is accurate as of 12/03/2024. Rates are fixed for the term of CD. Interest is compounded quarterly and interest is paid at maturity. The account requires a minimum opening deposit based on term and APY and is listed above. Interest begins to accrue on the business day you make your deposit. CD rates are subject to change at any time and are not guaranteed until CD is opened. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. For further information about terms and conditions, see the Personal Banking Schedule of Fees and Charges and Terms and Conditions of Your Account, call toll-free 1.877.707.1995 or visit a location near you.

 

 

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