Student Checking

Start your financial journey early with a Student Checking account from State Bank of India (California)

Begin managing your finances with confidence with a Student Checking account from SBI California. Designed for students aged 18-25, our Student Checking account offers a hassle-free way to manage your money with no minimum balance requirement and a $0 monthly maintenance fee. Enjoy convenient access to your funds through online and mobile banking, plus access to a nationwide ATM network. Get started today and take control of your financial future.

Why Choose SBIC's Student Checking Account?

• No Minimum Balance: There’s no need to worry about maintaining a minimum balance—ideal for students on a budget.
• $0 Monthly Maintenance Fee: Enjoy a fee-free experience with no monthly maintenance charges, making it easier to save more.
• Free ATM Access: Get up to five (5) domestic or international out-of-network ATM fees waived per statement cycle, saving you money wherever you are.
• 24/7 Online and Mobile Banking: Manage your account anytime, anywhere with our secure online and mobile banking services.
• Easy Money Transfers to India: Seamlessly send money to India when you need to, with included remittance services designed to make international transfers easy and affordable.
• Paperless e-Statements: Go green and avoid the $5 fee for paper statements with our required e-statements, keeping your finances organized and environmentally friendly.

Frequently Asked Questions

1. What is a Student Checking Account, and who is it for?

A Student Checking Account is a bank account designed specifically for students aged 18-25. It offers essential features like no minimum balance, no monthly maintenance fees, and convenient access to funds through online and mobile banking.

2. Are there any fees associated with the Student Checking Account?

The Student Checking Account has no monthly maintenance fees. Up to five out-of-network ATM surcharges are waived per statement cycle. However, a $5 fee applies if you request a paper statement instead of using e-statements.

3. How much do I need to open a Student Checking Account at SBI California?

You only need a minimum deposit of $25 to open your Student Checking Account at SBI California.

4. Can I send money to India with my Student Checking Account?

Yes, your Student Checking Account includes money transfer services to India, making it convenient for students with family or financial needs abroad. Standard fees, charges, and restrictions may apply.

5. Is it possible to manage my account online?

Absolutely! With SBI California, you get 24/7 access to your account through online and mobile banking, allowing you to check balances, transfer funds, and manage your finances anytime, anywhere.

6. Does the Student Checking Account earn interest?

The Student Checking Account does not earn interest, allowing us to provide other valuable benefits like no minimum balance requirements and waived ATM fees.

7. What are the ATM fee waivers for the Student Checking Account?

SBI California waives up to five domestic or international out-of-network ATM fees per statement cycle, providing you with added convenience and savings.

8. How do I avoid paper statement fees?

To avoid the $5 fee for paper statements, ensure you opt for e-statements when setting up your account. E-statements are free, environmentally friendly, and easily accessible online.

¹These five (5) non-SBIC domestic or international ATM surcharges will be debited from your account at the time of the transaction and credited to your account on the same business day that the transaction is posted to your account.

²Fees, charges, limits, and restrictions may apply.

³$5.00 fee issued for each paper statement requested.

For further information about terms and conditions, see the Terms and Conditions of Your Account and Personal Banking Schedule of Fees, call toll-free 1.877.707.1995 or visit a location near you.